Mortgage Rates Are Dipping. Here’s How Home Buyers Can Lock In Rates.

Interest rates on mortgages are expected to rise as the Federal Reserve is on track to tighten monetary policy this year. Yet for now, rates are staying low.

The average rate for a 30-year fixed-rate loan is 3.76%, mortgage-finance giant Freddie Mac said Thursday, down from 3.89% the prior week, with the figures staying near historic lows.